Free mortgage advice
The service is free to you — the consultation, the comparison of offers and the paperwork are not charged to the client.
Through Credit Center
Credit assistance is provided through Credit Center, a registered credit intermediary. Its consultants work with the offers of the leading banks and run the process from the analysis to the drawdown, in step with the deadlines of your purchase.
How we help
Mortgage lending
A loan to buy a flat, a house or a plot, to build or to renovate. We compare rates, fees and the total cost of credit across banks and pick the structure that costs you least over the full term.
Consumer loans
Unsecured funding for renovation, furnishing, a deposit or personal needs — with terms and instalments that fit the rest of your commitments.
Refinancing and debt consolidation
A review of your current loans, cards and leases. When the market offers better terms, we merge them into one loan with a lower instalment or a shorter term.
Pre-approval
Approval before you have chosen a property. You know your exact budget, negotiate as a prepared buyer and never risk a deposit over a refused loan.
How it works
- 1
Credit analysis
A look at income, commitments and credit history — what size of loan is realistic for you.
- 2
Comparing the options
Bank offers reduced to one comparison: rate, fees, total cost, requirements.
- 3
Choosing an offer
You pick the terms that suit you, with a clear view of the monthly instalment.
- 4
Preparing and filing documents
The paperwork is assembled and filed with the chosen bank.
- 5
Approval
Property valuation, final approval and signing of the contract.
- 6
Drawdown
Funds released in step with the deadlines of the notarial deed.
Credit enquiry
Choose how to go on — a quick enquiry for a first conversation, or a detailed analysis if you want a concrete answer at the first contact.